Figure reports September, Q3 operating data at top end of guidance

• September consumer loan marketplace volume rose to $1.783 billion from $1.640 billion in August.
• Q3 consumer loan marketplace volume climbed to $5.119 billion from $4.259 billion in Q2.
• The company said Kiavi volumes after the September 1 closing are excluded from the figures below.
• Figure said the unaudited data are preliminary and subject to completion of financial closing procedures.

September

Figure said September consumer loan marketplace volume was $1.783 billion, up 9% from August and 104% from September 2025. The company put Q3 consumer loan marketplace volume at $5.119 billion, up 20% from Q2 and 107% from a year earlier.

Figure reports September, Q3 operating data at top end of guidance

The figures exclude volume originated on the Kiavi platform after the September 1, 2026 closing. Figure said its previously issued Q3 guidance did not include Kiavi’s contribution.

Platform Metrics

$YLDS in circulation was $504 million in September, up 13% from August and versus $21 million a year earlier. In Q3, it was also $504 million, down 9% from Q2.

Democratized Prime matched offers balance was $588 million in September, up 1% from August and versus $22 million a year earlier. Borrower demand was $600 million, while available lender supply was $825 million. In Q3, matched offers balance was $588 million, up 50% from Q2; borrower demand was $600 million, up 45%; and available lender supply was $825 million, up 58%.

Disclosure

Figure said the information is unaudited and preliminary, based on estimates, and subject to completion of financial closing procedures. Final quarterly results may vary from the data in this release.