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Convert between 18 currencies and metals at our demo mid rates.
Traders convert currency constantly without noticing: a profit booked in yen, a commission charged in dollars, a balance held in euros, a broker's minimum deposit quoted in a currency you do not use. This converter handles all of it from one table, and the cross-rate matrix underneath lets you read eight major currencies against each other at a glance.
Enter an amount, pick a currency each side, and the result updates as you type. Gold and silver are included as currencies in their own right, priced per troy ounce.
1,000.00 EUR equals
1,085.00 USD
Euro → US Dollar
1 EUR buys
1.0850 USD
Static demo mid rate, snapshot 2026-08-01
1 USD buys
0.92166 EUR
Inverse of the same rate
| Amount in EUR | Value in USD |
|---|---|
| 1.00 EUR | 1.08 USD |
| 10.00 EUR | 10.85 USD |
| 100.00 EUR | 108.50 USD |
| 1,000.00 EUR | 1,085.00 USD |
| 10,000.00 EUR | 10,850.00 USD |
| 1 unit of | USD | EUR | GBP | JPY | CHF | AUD | CAD | NZD |
|---|---|---|---|---|---|---|---|---|
| USD | — | 0.92166 | 0.78616 | 155.000 | 0.88503 | 1.5198 | 1.3699 | 1.6639 |
| EUR | 1.0850 | — | 0.85299 | 168.175 | 0.96026 | 1.6489 | 1.4863 | 1.8053 |
| GBP | 1.2720 | 1.1724 | — | 197.160 | 1.1258 | 1.9331 | 1.7425 | 2.1165 |
| JPY | 0.00645 | 0.00595 | 0.00507 | — | 0.00571 | 0.00980 | 0.00884 | 0.01073 |
| CHF | 1.1299 | 1.0414 | 0.88829 | 175.135 | — | 1.7172 | 1.5478 | 1.8800 |
| AUD | 0.65800 | 0.60645 | 0.51730 | 101.990 | 0.58235 | — | 0.90137 | 1.0948 |
| CAD | 0.73000 | 0.67281 | 0.57390 | 113.150 | 0.64607 | 1.1094 | — | 1.2146 |
| NZD | 0.60100 | 0.55392 | 0.47248 | 93.1552 | 0.53191 | 0.91337 | 0.82329 | — |
Calculations use PipDig's static demo rate table (snapshot 2026-08-01). These are illustrative mid prices for education only — they are not live quotes, and your broker's spread, commission and swap will change the real result.
Currency conversion is one multiplication, but the rate you multiply by is often constructed rather than quoted. Our table stores the US dollar value of one unit of every currency it covers, and derives every pair from those values.
To convert Swedish krona into Singapore dollars, there is no need for a SEK/SGD market to exist. One krona is worth 0.0955 dollars; one Singapore dollar is worth 0.745 dollars; therefore one krona is worth 0.0955 ÷ 0.745 = 0.128 Singapore dollars. Because every rate is built the same way, the matrix is internally consistent: converting A to B to C always gives the same answer as converting A to C directly, with no arbitrage gaps.
A quote like EUR/USD 1.0850 means one unit of the base currency (EUR) buys 1.0850 of the quote currency (USD). To go the other way you take the reciprocal. This trips people up constantly with pairs where the dollar is the base: USD/JPY 155.00 means one dollar buys 155 yen, so converting yen into dollars means dividing by 155, not multiplying.
Everything shown here is a mid rate. A live quote has two sides, and the gap between them is the dealer's margin. On EUR/USD in normal conditions that gap is a fraction of a pip; on an exotic like USD/TRY it can be many pips; on a retail money-transfer service it is often expressed as a percentage of the amount instead. When comparing brokers, compare the spread against the mid rather than the headline commission alone.
Any time your account currency differs from a pair's quote currency, a conversion sits between the market and your balance — which is exactly what the pip value calculator and the profit calculator are doing internally. Understanding the bridge makes the numbers those tools produce far less mysterious.
Converting an amount
amount in B = amount in A x (A → B rate)Deriving a cross rate through the dollar
A → B = (USD value of 1 A) ÷ (USD value of 1 B)This is how a broker prices a pair it does not quote directly. EUR → JPY becomes 1.085 ÷ 0.0064516 = 168.18.
The inverse is always the reciprocal
B → A = 1 ÷ (A → B)If one euro buys 1.085 dollars, one dollar buys 1 ÷ 1.085 = 0.9217 euros. Mid rates only — a real quote has a spread on each side.
No. Every rate on PipDig comes from a fixed demo table — a frozen snapshot dated 2026-08-01 — so the calculators produce stable, reproducible numbers for teaching purposes. Use them to understand the arithmetic, not to price a real transfer or a live trade.
The mid rate is the midpoint between the bid (what a dealer will pay you) and the ask (what a dealer will charge you). It is the reference price the market quotes among itself, but nobody transacts at it. Retail conversions are priced away from the mid by a spread, and card issuers and banks often add a further percentage margin on top, which is why a holiday exchange rate looks nothing like the one on a chart.
Because the vast majority of currency turnover has the dollar on one side, dollar pairs are the most liquid and most tightly quoted. When you ask for a rate on a cross like AUD/CHF, the underlying pricing is usually derived from AUD/USD and USD/CHF rather than from a direct market. Our converter does the same thing: it values both currencies in dollars and divides.
XAU and XAG are treated as currencies whose unit is one troy ounce, which is the market convention — XAU/USD is simply the dollar price of an ounce of gold. That means you can convert a cash balance into ounces and back, and derive a gold price in euros, yen or rand from the same table. Trading gold as a CFD adds contract sizes and leverage, which the margin and pip calculators handle.