Regulatory News
PRA usulkan 128 ambang regulasi naik otomatis
PRA mengusulkan 128 ambang regulasi di perbankan, asuransi, dan credit union naik otomatis mengikuti PDB nominal Inggris. Konsultasi dibuka 7 Oktober 2026 dan ditutup 7 Februari 2027.
- 128 ambang regulasi akan naik otomatis bila usulan PRA diterapkan.
- Ambang tertinggi yang disebut adalah £320 miliar total aset untuk pelaporan modal rinci.
- Penyesuaian pertama diusulkan berlaku pada 1 Juli 2031, lalu setiap lima tahun.
Action
The Prudential Regulation Authority proposes automatic increases for 128 regulatory thresholds across banking, insurance and credit unions. The thresholds would move with nominal UK GDP.
The PRA says the package would modernise the framework, increase proportionality and reduce compliance costs for many firms. It also says the changes would replace manual ad hoc updates.
Respondents
The thresholds cover which rules apply to firms, how they apply, and what firms must report to the PRA.
The largest in-scope threshold is the £320 billion total assets threshold for detailed capital reporting. The smallest is a £7,500 threshold covering amounts owed to a credit union by an individual.
Other thresholds include the size of an insurer subject to Solvency UK and the total assets threshold for the Small Domestic Deposit Takers regime.
Effective
The first update would take place on 1 July 2031. Further updates would follow every five years.
The consultation opens on 7 October 2026 and closes on 7 February 2027.
Penalty
No penalty was announced.
Sumber: Bank of England News,